Al-Rajhi Bank Home Loan Packages

Jan 30, 2012 6 Comments by

Updated 30 Jan 2012

Zero Entry Cost FREE: legal fees, stamp duty, valuation fees and disbursement

Loan Amount (RM)

Type

Rate

Lock In Period

Remark

Completed
200k – 299K

Islamic Package- Floating

BFR – 2.10%

No Lock In Period

  • Zero Entry Cost
  • No Late Payment Charges
  • No Default Rate
  • MRTT Optional
  • Ceiling Rate 10%
300K – 499K

Islamic Package – Floating

BFR  – 2.35%

No Lock In Period

500K – 699K

Islamic Package – Floating

BFR – 2.40%

No Lock In Period

Under Construction
200k – 299K

Islamic Package – Floating

BFR – 2.20%

No Lock In Period

  • Zero Entry Cost
  • No Late Payment Charges
  • No Default Rate
  • MRTT Optional
  • Ceiling Rate 10%
300K – 499K

Islamic Package – Floating

BFR  – 2.40%

No Lock In Period

500K – 699K

Islamic Package – Floating

BFR – 2.45%

No Lock In Period

Others Feature as below:

  1. High (DSR 70%) and fast Approval
  2. Zero Entry Cost FREE: legal fees, stamp duty, valuation fees and disbursement
  3. BFR Up to -2.45%
  4. 90% Margin of Finance
  5. No Late Payment Charges
  6. No Default Rate
  7. No early Settlement Charges
  8. High Principal Ratio 30;70
  9. No Lock-in Period
  10. Tenure up to 40 years @ age 70

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Al-Rajhi, Bank, Home Loan Packages, Islamic Financing, Zero Entry Cost

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6 Responses to “Al-Rajhi Bank Home Loan Packages”

  1. Jogho says:

    Al-Rajhi’s current BFR is 6.9%, which is higher than other banks of 6.6%. Is this an important factor to consider?

    • Malaysia Loan says:

      Yape.. need to consider as well. From inside news their BFR will same with others financial institute within these two years time.

      • Jogho says:

        Thanks. Do you have any idea or example to show the impact of higher BFR? I plan to loan 500k for 30 years.

        • Malaysia Loan says:

          Hi Jogho,
          You can use our loan calculator to calculate the difference between the total interest paid at the end of the tenure.

          • Jogho says:

            Hi,

            Thank you for your swift reply. Can you confirm the “High Principal Ratio of 30:70″ offered by Al Rajhi? Is this higher than other banks?
            Thank you again.

          • Malaysia Loan says:

            Hi Jogho, Yape they offer quite high in the market already but some bank do have different way to calculate the DSR. For more conservative calculation u better have a DSR of 45%.

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