Updated on 14 Oct 2010

Packages Name Interest Rate Loan Type Redraw Facility Setup Fees Penalty & Remark
Rate Type
1. Conventional Loan Loan Amount 100K and above1st-4th years:

BLR-1.8%

5th year

BLR-0.3%

Thereafter

BLR-1.5%

Floating Normal Yes NO 5 Years Lock in Period (Fees paid by Borrower packages)
If the Facilities (TL & OD) are redeemed or repaid in full within the first 5 years from the date of first drawdown, prepayment charges equivalent to 3% of the Facility Limit or RM5000, whichever is the higher will be charged.
2. Al-Amin Loan Amount below 100kWhole Tenure BFR-1.0%

Loan Amount 100k and above

Whole Tenure BFR-1.8%

Floating Islamic NO NO NO Lock-in Period
3. Al-Amin Loan Amount below 100kWhole Tenure BFR-1.8%

Loan Amount 100k-199k

Whole Tenure BFR-1.9%

Loan Amount above 200k

1st-4th years: BFR-2.2%

5th year: BFR-0.7%

Thereafter: BFR-2.1%

Floating Islamic NO NO 5 Years Lock in Period redeemed or repaid in full within the first 5 years from the date of first drawdown, prepayment charges equivalent to 1% of the original loan amount.
4 Al-Amin Loan Amount 150k-199k1st-3rd year: 4.40% (Fixed)

Thereafter: BFR-1.9%

Loan Amount above 200k

1st – 3rd year: 4.15% (Fixed)

4th year: BFR-1.9%

5th year: BFR-2.1%

Thereafter: BFR-2.1%

 

Hybrid Islamic NO NO 5 Years Lock in Period redeemed or repaid in full within the first 5 years from the date of first drawdown, prepayment charges equivalent to 1% of the original loan amount.

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