New Mortgage benchmark by Malaysia Banking Institute

Mortgage Lending Rate MLR

The Mortgage Lending Rate ( MLR) is a new benchmark which will be used by some Malaysia lender which is similar to Base Lending Rate (BLR). Whereas the BLR is bankwide business based, the MLR is mortgage business base. The BLR is based on Bank’s overall funding and business costs. MLR is based on the overall funding and business costs associated with the mortgage business.

The MLR may be revised quarterly/half yearly/ annually or at such times as may be determined by the Bank at the Bank’s absolute discretion subject to the guidelines, directives or circulars issued by Bank Negara Malaysia from time to time.

But should there be any revision, the MLR will be prominently displayed in the banking halls and website and also published the revised rate in major newspaper.

The mortgage and financial consulting services are offered to you FREE of charge without any obligations. Kindly contact us or email to if you need any enquiry. Thank You.

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