How much should I pay for insurance?

That’s exactly how much you need to find out – The MRTA calculator gives you the figure you need to calculate your mortgage reducing term assurance or MRTA. First, the definition of MRTA.

MRTA is defined as Mortgage Reducing Term Assurance; reducing term life assurance specially designed to protect a loan borrower against death or TPD (total permanent disability) due to natural or accidental causes.

>> Firstly, check your MRTA Premium and how much you should pay for your insurance.

MRTA is very often a lump sum and the lending institution will arrange fire and Mortgage Reducing Term Assurance of insurance cover. Should anything happen to you during the period of the loan requested/applied, the Insurance Company which issued the policy will pay the outstanding balance of the repayment to the bank/finance institution.

How will MRTA benefit you?

1. Premium financing

Pay a small sum to accumulate over with the plan. It’s affordable and reliable.

2. Single premium payment

Full protection for a one-time fee. For life.

3. Liberal TPD explanatory

If you cannot perform your regular work for six (6) consecutive months, TPD benefits will be feasible. Some packages offer only permanent disability.

4. Guaranteed acceptance

Acceptance is guaranteed for loan borrowings up to RM150,000 and entry ages up to 50 years next birthday. Subject to other terms and conditions.

5. 24 hours worldwide coverage

Anywhere in the world you’re covered, not only in the respective country you apply.

6. Guaranteed benefit to settle your balance mortgage

The repayment of your housing loan will be settle should there be any causes of death of TPD.


The mortgage and financial consulting services are offered to you FREE of charge without any obligations.

Kindly contact us or email to if you need any enquiry. Thank You

Apply MRTA now..

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Malaysia Loan

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